Solvay Bank has been a trusted business lender in Central New York since 1917. All our decisions are made locally, and our experts can match the perfect loan to your needs.
Working Capital Loans
It's no secret: It takes money to make money. This loan can provide short-term capital for your business.
- Terms of 12 months or less
- Both fixed and variable rates
- Meet seasonal fluctuations
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Lines of Credit
A revolving credit line provides your company with access to funds when you need it: immediately.
- Access as needed
- Interest only on what's used
- Flexible repayment options
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Term Loans
No matter your need, you'll love our competitive rates as much as our personalized service.
- Available for most any purpose
- Both fixed and variable rates
- Terms up to 5 years
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Commercial Real Estate
Whether you're buying or constructing from the ground up, we have that expertise you need.
- Commercial mortgages
- Residential Builder Program
- Construction loans
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Small Business Administration Loans (SBA)
We are a Preferred Lender for the U.S. Small Business Administration and can help your business grow.
- More flexible financing
- Guaranteed by SBA
- Serviced locally
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New York State Lending Programs
Special programs designed to help our local businesses, local economy, and way of life.
- Longer term payouts
- Linked Deposit Program
- Energy $mart Loan Fund
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