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Security Warning

Solvay Bank will never ask you for your Social Security number, account number, password, or personal     identification number (PIN) in an unsolicited request to your e-mail address.  We already have this information on file.  Should you receive any such email or fax requests, or other written communication requesting this sensitive information or for the transfer of funds from your account, do not respond.  We ask that you call our Security Dept at 315-484-2266.

 
 
*Annual Percentage Rate (APR) is accurate as of June 12, 2008 and is subject to change without notice. The APR reflects a 0.25% reduction when the payment is automatically deducted from a Direct Rewards checking account with direct deposit and the payment is deducted from that account. If the checking account is closed for any reason (by us or you), or you no longer receive direct deposit, standard rates and APRs apply. Other rates and terms are available. On a $10,000 loan amount, you would make at 5.75% APR, 60 monthly payments of $192.18. Loan amounts range from $5,000 minimum to $300,000 maximum. No closing costs for loans of $100,000 or less. Amounts over $100,000 are subject to mortgage tax. Discharge of the loan within 36 months will require third party fees at the time of cancellation. Third party fees, for loans of $100,000 or less, generally total between $275 and $1,000. Maximum loan to appraised value is 89.99%. Property insurance is required. House used as collateral. Subject to credit approval. Consult tax advisor for tax deductibility.

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At Solvay Bank, we are committed to the confidentiality and protection of any identifying information requests provided via e-mail. Any e-mail information collected will only be used by Solvay Bank to respond to your request. E-mail information will not be conveyed or transmitted to any other third party.

We at Solvay Bank have a special interest in protecting your privacy. If you would like further information, please feel free to contact us.  Click here to view our Web Privacy Statement.

Insurance and Investment products are not deposits, are not FDIC insured, are not insured by any government agency, have no bank guarantee and may go down in value.

   
 


 

 

You’ll find all the insurance services you need to protect your family, property and business at Solvay Bank Insurance Agency, Inc. We’ll help you select the insurance that is best for you. 

 


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**Annual percentage yield accurate as of 1/03/2008.  Rate subject to change without notice.  The APY is .70% for balances of $ .01 to $1,999.99; 2.25% for balances of $2,000.00 to $9,999.99; and 3.00% for balances of $10,000 and higher.  Interest is compounded using the simple interest method and credited to the account monthly.  Fees may reduce earnings.
 

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Solvay Bank
1537 Milton Ave.
Solvay, NY  13209

Tel: 315-468-1661