• MoneyLine 24
• MoneyCard 24
• VISA Check Card
• Direct Deposit Advantage
• Campus Connection
• Safe Deposit Boxes
• Additional Services

Customers and non-customers, with access to a touch-tone phone, can call the bank anytime day or night for information.

For Solvay Bank customers, the MoneyLine 24 enables you to:

• Inquire about account balances
• Transfer funds
• Make payments to loans from statement savings and checking accounts
• Inquire about recent transactions
• Access interest paid information

• Get information on business hours at all Solvay Bank branch offices
• Inquire about deposit and loan rates
• Verify checks and availability of funds
• Calculate the future value and earnings of your investments
• Calculate financing costs and monthly payments for loans

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The MoneyCard 24 is an ATM card used to access your Solvay Bank accounts worldwide 24-hours-a-day.

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Also known as a debit card, the Solvay Bank Visa Check Card gives the convenience of 24-hour banking and shopping. The card can be used at ATMs for cash transactions and at stores to make purchases. The Visa Check Card draws on funds in the checking account, rather than building up a credit balance on credit cards that charge interest.

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Solvay Bank offers the convenience of payroll, pension or social security direct deposit with a personal checking account and the following special benefits:

• 200 FREE checks
• Checking account overdraft protection for qualified applicants
• No monthly maintenance or per-item charges and no minimum balance on non-interest bearing checking accounts
• Savings accounts with no monthly maintenance charges or minimum balances
• Combined checking and savings account statements
• Automatic transfers between checking and savings accounts
• Holiday and Vacation clubs with automatic payments
• 24-hour banking FREE at all ATMs including NYCE, CIRRUS, and PLUS networks
• Additional 1/2% off the current Annual Percentage Rate (APR) on new personal installment loans with automatic deduction from your checking account
• FREE Visa travelers checks
• NO charge for telephone transfers

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Solvay Bank has established a program for college-bound students. It is an entire package and is designed to meet the specific needs of students. The following are the special benefits associated with the Campus Connection:

• Solvay Bank student VISA Credit Card with NO Annual Fee for as long as the student remains in school (Solvay Bank does require a parent's signature as guarantor on the Visa Credit Card)
• No monthly maintenance or per-item charges and no minimum balance on a non-interest bearing checking account
• First 50 checks FREE
• Solvay Bank MoneyCard 24 gives access to your account at thousands of ATMs across the nation with NO transaction fees
• A statement savings account with no monthly maintenance or per-item charges, and no minimum balance requirement
• Combined savings and checking account statements
• NO charge for telephone transfers

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As a convenience to our customers Solvay Bank offers safe deposit boxes in a variety of sizes. Rental fees are based on the size of the box and are automatically deducted from the customer's deposit account. Safe deposit boxes are available at our Main, Camillus, Fairmount, North Syracuse and Liverpool offices.

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• Estate Accounts
• IOLA
• Night Depository
• Wire Transfer Service
• Tax Depository Service
• Medallion Stamp Program
• Notary Public
• Savings Bonds, redeemed and sold
• Savings Bonds, purchase online
• Travelers Checks
• Money Orders
• Cashiers Checks
• OCWA Payments
• Coin Counting

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