Auto Loans

Looking for a car, truck, or SUV? We have you covered. Buying brand spanking new from the showroom? We can help. Searching for a used car that fits your needs? We can finance that too.

Take advantage of our quick loan process to secure an ideal auto loan before you even approach the salesman. Our handy pre-approval process gives you more bargaining power — essentially transforming you to a buyer with "cash in hand."

Summary
  • Competitive interest rates on new and used vehicles
  • New car rate offered on unregistered vehicles up to 2 years old
  • 125% financing available for qualified applicants
  • Accommodating repayment terms available:
  • Maximum term is 72 months depending on year of the vehicle
  • Maximum mileage of 85,000 on used vehicles
  • Pre-approval available for extra bargaining power at the dealership
  • Local, Central New York decision-making and processing
  • Easily access loan balance, info, and payments through online banking
  • Quick, easy application process
  • Customized personal service

Get Started

Check out our current rates.

Calculate your estimated monthly payments.