Personal Loans & Lines
At most banks, there's nothing personal about receiving a loan: you're either approved or you're not. We take a different approach — a very personalized one. We take the time to evaluate your individual needs and tailor a package that's a good fit for you.
At Solvay Bank, you're always a name, not just a number. But on the subject of numbers — you'll love our competitive rates and flexible repayment terms. Visit us today to learn how our Central New York process directly helps Central New Yorkers.
- Personal Loans
- Available for most any purpose
- Secured, fixed rate loans
- Terms up to 72 months; unsecured fixed-rate loans up to 60 months
- Minimum loan amount of $2,000; maximum unsecured loan is $5,000
- Maximum loan amount based on collateral
- Local, Central New York decision-making and processing
- Customized personal service
- Easily access loan balance, info, and payments through online banking
- Personal Lines of Credit
Have an immediate answer to your financial needs. A Solvay Bank line of credit works like a credit card — minus the card — giving you access to funds whenever you need them, for whatever you may need. Once approved, you can re-use it without re-applying, and you pay interest only on the amount you use.
- Meet a wide range of ongoing or seasonal needs:
- Make purchases
- Pay college tuition
- Cover financial emergencies
- And much more!
- Competitive interest rates
- Pay interest only on what you use
- Re-use as needed without re-applying
- No early payoff penalties
- Access info through our free online banking