Rates — Checking Accounts

Rates effective December 19th, 2014.

APY = Annual Percentage Yield


High Interest Checking*

BalanceInterest RateAPYMinimum Balance to Obtain APY Minimum Deposit to Open
up to $15,0001.98%2.00%$.01$15
above $15,0000.10% 0.10%$.01$15
qualifications not met0.05%0.05%$.01$15

To qualify for the 2.00% APY and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Receive eStatements
  • Have at least one direct deposit post and clear
  • Have at least 12 debit card transactions post and clear

See. Unbelievably simple. And even if you don't qualify one cycle, you still have a completely free checking account that earns our base rate of 0.05% APY.

NOW Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.050%0.050%$0.01$15

NOW Non-Personal Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.050%0.050%$0.01$100

Checking Line Of Credit

Interest RateMinimum LineMaximum LineAnnual FeeLate Payment Fee
16.00% APR
Interest is charged from the transaction date.
$500.00$5000.00None5% of total due, not to exceed $5.00

Rates are subject to change without notice

Interest rates may change after customer opens account

Fees could reduce the earning on the account