Rates — Savings Accounts

Rates effective October 23rd, 2014.

APY = Annual Percentage Yield


Statement Savings²

Minimum Deposit to OpenMinimum Daily Balance to Obtain APYInterest RateAPY
$1.00$0.010.050%0.050%

Club Accounts¹ ²

Account TypeMinimum Deposit to OpenMinimmum Daily Balance to Obtain APYInterest RateAPY
Vacation Club$5.00$0.010.050%0.050%
Christmas Club – AutoCharge$5.00$0.010.050%0.050%
Christmas Club – Coupon$5.00$0.010.050%0.050%

HSA Accounts²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $1,999.990.100%0.100%$0.01$50
$2,000 - $9,999.990.100%0.100%$2,000$2,000
$10,000 & Over0.150%0.150%$10,000$10,000

Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APY Minimum Deposit to Open
Balance $2,500 - $9,999.990.100%0.100%$2,500$15
Balance $10,000 - $24,999.990.100%0.100%$10,000$15
Balance $25,000 - $49,999.990.100%0.100%$25,000$15
Balance $50,000 - $99,999.990.100%0.100%$50,000$15
Balance $100,000 & Over0.150%0.150%$100,000$15

Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,000 0.100%0.100%$0.01$25,000
Balance $25,000 - $99,999.99 0.100%0.100%$25,000$25,000
$100,000 & Over 0.150%0.150%$100,000$25,000

Non-Personal Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APY Minimum Deposit to Open
Balance $2,500 - $9,999.990.100%0.100%$2,500$100
Balance $10,000 - $24,999.990.100%0.100%$10,000$100
Balance $25,000 - $49,999.990.100%0.100%$25,000$100
Balance $50,000 - $99,999.990.100%0.100%$50,000$100
Balance $100,000 & Over0.150%0.150%$100,000$100

Non-Personal Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,0000.100%0.100%$0.01$25,000
Balance $25,000 - $99,999.990.100%0.100%$25,000$25,000
Balance $100,000 & Over0.150%0.150%$100,000$25,000

Rates are subject to change without notice

Interest rates may change after customer opens account

¹Penalty may be imposed for early withdrawal

²Fees could reduce earnings on the account