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Loans & Credit

Commercial Real Estate Loans

Whether you're purchasing, refinancing, or constructing, we're here to help. Available for owner-occupied and investment properties.

Working Capital Loans

Provide your business with a source of funds for short-term capital needs. We offer competitive rates, flexible terms, and localized decisions.

Business Lines of Credit

Meet business needs as soon as they arise with a Business Line of Credit. Enjoy direct access to funds without the need to reapply.

Term Business Loans

When it comes to financing business needs, count on our stability, reliability, and fairness to help secure an accommodating loan.

Small Business Loans (SBA)

Solvay Bank is proud to be a Preferred Lender Program (PLP) in the SBA. We work hard to secure financing for local small businesses.

New York State Lending Programs

Solvay Bank proudly partners with NY State agencies and programs in an effort to make lending possible to all Central NY businesses.

Business Credit Cards

Boost your business's purchasing power and add ease. Each employee issued a card receives a unique card — simplifying expense tracking.