Rise or Renew CD

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Lock in this one-year rate...rise or renew at maturity date.

When your Rise or Renew CD matures in one year, you may:

• Renew at 1.25% APY*, even if rates are lower
• Raise your rate, if higher rates are available, for another year
• Cash in!*

Apply online or visit any of our nine branch locations.

*Annual Percentage Yield (APY) is accurate as of 3/1/17. Minimum deposit to earn APY is $5,000. Maximum deposit is $250,000. Offer for personal accounts only;
must be opened with new money not currently on deposit at Solvay Bank and is limited to one account per tax identification number per year. Penalty may be
imposed for early withdrawal. Fees may reduce earnings. CD is automatically renewed for the same term at an APY of 1.25% or our published 12 month CD rate
on the maturity date, whichever is higher. Automatic renewals thereafter will have a rate determined on the maturity date. “Cash In” refers to withdrawing your
funds 10 days after maturity without penalty. Limited time offer, rate is subject to change without notice and promotion may end without notice. Other restrictions
may apply. Member FDIC.