Comparison Chart

Direct Rewards CheckingHigh Interest CheckingNOW CheckingSimply Checking
Interest & Perks
  • Free UChoose debit card, plus reward points program
  • Special loan discounts
  • Earn really high interest, plus refunds on ATM fees nationwide*
  • Earn competitive interest on your entire balance
  • Simplified checking solution
Monthly Service Fee n/a n/a $5 n/a
Minimum Balance to Avoid Monthly Service Fee n/a n/a $1,000 n/a
Minimum Opening Deposit $15 $15 $15 $15
Qualifications
  • Direct deposit required
  • Points earned on signature transactions only

To earn your rewards, just do the following transactions and activities in your account during each Monthly Qualification Cycle:

  • Be enrolled in and agree to receive eStatements
  • Have at least one direct deposit/ACH credit post and settle
  • Have at least 12 debit card purchases post and settle
  • Maintain a $1,000 minimum balance to avoid a $0.15 fee per debit and the monthly service fee
n/a
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