Rates

APY = Annual Percentage Yield.

Rates effective as of December 16, 2018.

High Interest Checking Special*

BalanceInterest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
up to $15,000 3.93% 4.00% $.01 $15
above $15,000 0.10% 0.10% $.01 $15
qualifications not met 0.05% 0.05% $.01 $15

To qualify for the 4.00% APY and ATM fee refunds, simply do the following each monthly statement cycle:

  • Receive eStatements
  • Have at least one direct deposit post and clear
  • Have at least 12 debit card transactions post and clear
  • Current checking account holders or those who closed a checking account within the last 90 days are not eligible for this offer.

See. Unbelievably simple. And even if you don't qualify one cycle, you still have a checking account that earns our base rate of 0.05% APY.

* High Interest Checking Special: 4.00% APY on balances up to $15,000 is available for 12 months after account opening if account qualifications and rate tiers are met. Rate may change after promotional period. Promotion may end without notice 

NOW Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.080% 0.080% $0.01 $15

NOW Non-Personal Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.080% 0.080% $0.01 $100

Checking Line of Credit

Interest RateMinimum LineMaximum LineAnnual FeeLate Payment FeeTransaction Fee
18.00% APR
Interest is charged from the transaction date.
$500.00 $2500.00 None 5% of total due, not to exceed $5.00

$5.00 per transaction

Rates are subject to change without notice

Interest rates may change after customer opens account

Fees could reduce the earning on the account

Statement Savings2

Minimum Deposit to OpenMinimum Daily Balance to Obtain APYInterest RateAPY
$1.00 $0.01 0.050% 0.050%

Fees could reduce earnings on the account