Checking Account Rates

APY = Annual Percentage Yield.

Rates effective as of April 27, 2017.

High Interest Checking*

BalanceInterest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
up to $15,000 1.98% 2.00% $.01 $15
above $15,000 0.10% 0.10% $.01 $15
qualifications not met 0.05% 0.05% $.01 $15

To qualify for the 2.00% APY and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Receive eStatements
  • Have at least one direct deposit post and clear
  • Have at least 12 debit card transactions post and clear

See. Unbelievably simple. And even if you don't qualify one cycle, you still have a completely free checking account that earns our base rate of 0.05% APY.

NOW Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.030% 0.030% $0.01 $15

NOW Non-Personal Account

Interest RateAPYMinimum Balance to Obtain APYMinimum Deposit to Open
0.030% 0.030% $0.01 $100

Checking Line of Credit

Interest RateMinimum LineMaximum LineAnnual FeeLate Payment FeeTransaction Fee
18.00% APR
Interest is charged from the transaction date.
$500.00 $2500.00 None 5% of total due, not to exceed $5.00

$5.00 per transaction

Rates are subject to change without notice

Interest rates may change after customer opens account

Fees could reduce the earning on the account