Refer a Friend

Refer a Friend and Get $25
Plus, Your Friend Could Get $125!*

Checking pays in more ways than one at Solvay Bank. Get $25 when you refer a friend who opens a Direct Rewards Checking1 or High Interest Checking2 account — your friend could get paid too!

Here’s how it works.

  1. Ask your friend to open a new Direct Rewards Checking or High Interest Checking account online.
  2. Have them put your name in the “Promo” field of the online application.
  3. A cash credit will be awarded to you and your friend’s accounts on or about 91 days after account opening.

See? Simple!

Enjoy your rewards!

Enjoy the extra cash you earn when you refer a friend, as well as these great benefits with our High Interest Checking and Direct Rewards Checking:

  • Really high interest, paid monthly (High Interest Checking)
  • Valuable rewards for debit card use (Direct Rewards Checking)
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay3
  • Free E-Statements
  • And more

Refer a friend today, and get rewarded!


*To qualify as a referrer in the Refer a Friend checking account program, you must refer a new customer who opens a Direct Rewards or High Interest Checking account at Solvay Bank. Current Solvay Bank checking account holders or those who have closed an account within the last 90 days do not qualify as a referee. Account must be opened with new money (money not currently on deposit at Solvay Bank) and receive a direct deposit within 90 days of account opening. A qualifying direct deposit is an electronic deposit of your salary, pensions or government benefits such as Social Security from your employer or the government. Minimum balance to open the account is $15. Customers opening the account online must put the referrer name in the promo code field to take advantage of this offer. Cash credit will be awarded to the referrer and the referee accounts on or about 91 days after account opening. In the event the referrer does not have a Solvay Bank checking account, a check will be mailed to the referrer. A fee will be charged if the account is closed within 6 months of the open date (the lesser of $25 or the account balance). Cash credit is subject to 1099 reporting. Limit one new checking account per tax ID. Bank rules and regulations apply. Promotion may end without notice.

1Direct Rewards Checking — Account holder must have at least one direct deposit post and clear during the statement cycle. $2.00 Paper Statement Fee waived with enrollment in e-Statements. Minimum to open account is $15. Uchoose Debit Rewards: Earn one point for every $2 you spend; Use for purchases anywhere Visa is accepted; Earn points with every purchase; Accumulate 1,500 points to start redeeming; Choose from millions of options to redeem travel, event tickets, brand-name merchandise, gift cards, and more; Share points with family; Compile points from multiple cards; Shop for rewards or check your point total at www.uchooserewards.com.

2High Interest Checking — Annual Percentage Yield is accurate as of 3/11/2016. Rate tiers are as follows: 2% APY applies to balances of $.01-$15,000 and 0.10% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Qualifications to be met within monthly qualification cycle are as follows: account holder must receive eStatements; have at least one direct deposit post and clear; and have at least 12 debit card transactions post and clear. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions. Rates may change after the account is opened. Fees may reduce earnings. Minimum to open account is $15. ATM refunds up to $25 are credited to your account after qualifications are met within the monthly qualification cycle.

3Direct Rewards and High Interest Checking account holders are not charged a fee to use online banking & bill pay. However, fees may apply for certain transactions such as expedited payments.