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Service Area:

    We are currently only accepting applications from Cortland, Cayuga, Madison, Oneida, Onondaga and Oswego counties at this time.

    Please verify that you are a resident of Cortland, Cayuga, Madison, Oneida, Onondaga or Oswego county, New York.

    OK Yes, I verify I am a resident. is required

    Credit Card Disclosures

    Patriot Act Notice:

    Important Information About Procedures for Opening a New Account:

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    When you open an account, we will ask for your name, address, telephone number, date of birth, social security number, employer, driver's license number, picture id or other information. We may also ask to see a copy of these identifying documents. We will protect your privacy and safeguard the confidentiality of the information you provide us.

    Military Lending Act

    Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

    Call Solvay Bank at 1-800-463-6337 and select the MLA disclosure option to listen to the Military Lending Act disclosure.

  • OK Credit Card You Are Applying For is required
  • OK Amount Requested is required
  • Card Limits:

    • Visa Platinum Standard $20,000;
    • Visa Platinum Preferred $5,000-$20,000;


  • Optional OK Reservation Number is required
  • Are you a new customer?

    OK Are you a new customer? is required
  • Individual or Joint

    OK Individual or Joint is required
  • Credit Cards
  • Individual Applicant Information
  • Employment Information
  • Authorized Signer
  • Disclosures
  • Form Complete
Visa Platinum Preferred Credit Card