Skip to content

We have upgraded our trust and investment platform to better serve you. For access to our new platform, please click on the Investment Log in button. You will still be able to access our previous online platform, also known as PAL, through October 31, 2022 to retrieve your September statement. Click here to access our previous online platform.

Experience and trust are imperative when selecting a financial partner — especially when it comes to investing your hard-earned money. We have the expertise to manage your portfolio and the personal touch to administer your estate. Schedule a consultation with one of our friendly experts today.

Our Trust & Investment Services include:

  • Investment Management Services
  • Retirement Planning Services
  • Personal Trust and Estate Planning
  • Life & Long Term Care Insurance
  • Employee Benefit Services
  • Brokerage Services*

For more information about our trust & investment services or to schedule a personal consultation, contact:

invTeam Jeff Culver

Jeffrey Culver, Vice President*
Trust & Investment Department Manager
Registered Representative – Cadaret Grant
Phone: (315) 484-2259 
Fax: (315) 488-9175 

Trust Services:  [email protected]
Investment Services:  [email protected]

Check the background of this investment professional on  FINRA’s BrokerCheck .

luke ferree

Luke Ferree
Trust & Investment Banking Officer

Phone: (315) 701-5273 
Fax: (315) 488-9175 
[email protected]

Eileen Cramer
Trust & Investment Assistant

Phone: (315) 410-4662
Fax: (315) 488-9175 

Stan Cerlanek
AVP, Trust & Investment Officer

Registered Representative – Cadaret Grant
Phone: (315) 701-4588
Fax: (315) 484-9175

Trust Services: [email protected]
Investment Services:  [email protected]

Danielle Kirkpatrick

Danielle Kirkpatrick
Trust Operations Administrative Assistant

Phone: (315) 484-2237
Fax: (315) 484-9175
[email protected]


*Securities and Advisory Services offered through Cadaret Grant & Co., Inc. A Registered Investment Advisor and Member FINRA/SIPC. Insurance products offered through Cadaret Grant or its licensed affiliates. Solvay Bank and Solvay Bank Investment Services are not registered broker/ dealers and are not affiliates of Cadaret Grant. The investment products sold through Cadaret Grant are not insured by Solvay Bank and are not FDIC insured. These products are not obligations of Solvay Bank and are not endorsed, recommended, or guaranteed by Solvay Bank, or any government agency. The value of the investments may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

Investment and Insurance Products • Are Not Deposits • Are Not FDIC-Insured • Are Not Insured by Any Government Agency • Have No Bank Guarantee • May Go Down in Value.