Horizon High-Yield Savings

*Horizon High-Yield Savings requires a companion Solvay Bank High Interest Checking Account. Your account earns interest using a tiering method where the stated rate only applies to the portion of the balance within the specified tier. You can maintain a Horizon High-Yield Savings account only if the qualifying High Interest Checking account with the same tax ID, meets the account qualifications each statement cycle. Annual Percentage Yield (APY) is accurate as of 01/22/2026. Minimum opening deposit is $15.00. Tier 1: A daily balance up to $24,999.99 earns an interest rate of 3.20% with an APY of 3.25%. Tier 2: A daily balance from $25,000.00 up to $49,999.99 earns an interest rate of 3.20%, the APY for this tier will range from 3.25% to 3.25% depending on the balance in the account. Tier 3: An interest rate of 0.10% will be paid only for the portion of your daily balance that is greater than $50,000. The APY for Tier ranges from 0.10% to 3.25% depending on the balance in the account. The APY for Tier ranges from 0.10% to 3.25% depending on the balance in the account. The rate may change after account opening. If High Interest Checking account qualifications are not maintained for three consecutive months, the Bank reserves the right to convert the Horizon High Yield Savings account to a Statement Savings account with corresponding rates and fees within 45 days of our notification to you. A new Horizon High Yield Savings cannot be re-opened for at least 90 days from an account conversion/account closure. A $25.00 fee or the account balance, if less than $25.00 will be charged if you close your account within 6 months of the open date. Limit one Horizon High Yield Savings account per tax ID, personal accounts only. Fees may reduce earnings.

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