Your Business Doesn’t Stop, and Neither Should Your Access to Financing

Our Online Business Lending Portal lets you apply on your schedule from anywhere your business takes you. PLUS enjoy quick turnaround times, as soon as 48 hours! Upload documents securely, stay connected with your business lending team and track your application every step of the way. Let’s make more possible, together!

Apply now for a business term loan, line of credit, or credit card for up to $250,0001 and get:

  • Quick decisions in as little as 48 hours
  • Easy and secure document uploads
  • Realtime progress monitoring

Apply Today!

 

Business Term Loans

Business term loans support your company's growth with predictable payments and financing clarity for a wide range of needs. Benefit from competitive rates, terms up to 7 years, and accommodating repayment options tailored to your business.


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Business Lines of Credit

Business lines of credit provide flexible cash flow management with competitive rates for seasonal needs and unexpected expenses. You only pay interest on the funds you use, which can be easily accessed and reused without re-applying. Enjoy accommodating repayment terms backed by quick, local decision-making in Central New York.


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Business Credit Card

Equip your business with a reliable rewards credit card. Streamline operations with SpendTrack to manage employee cards, set individual limits, and generate detailed expense reports 24/7. Benefit from unique employee card numbers and dedicated 24/7 cardholder services.


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1 Subject to credit approval. Larger lines of credit are available through our Business Banking Team.

Business ACH Manager Video
Online Bill Pay Quick Tour Video
Business Billpay Video
Business Online Banking Video
Business Quick Tour Video
Business Wire Manager Video
Credit Partner Video
Debit Cards Video
Mobile Banking Video
Mobile Banking Quick Tour Video
Online Banking Video
Online Banking Quick Tour Video
Interactive Video Player
Personal Finance Manager Video
Interactive Video Player
Positive Pay Video
iBank Remote Deposit Video
SpendTrack Video
SpendTrack - Card Holder Login Video Video
Two-Way Text Alerts Video
Zelle Banking Safety Video
 Zelle Enrollment Video
One Time Passcode Video

Make more possible for your business in as little as 48 hours.