Your Business Doesn’t Stop, and Neither Should Your Access to Financing
Our Online Business Lending Portal lets you apply on your schedule from anywhere your business takes you. PLUS enjoy quick turnaround times, as soon as 48 hours! Upload documents securely, stay connected with your business lending team and track your application every step of the way. Let’s make more possible, together!
Apply now for a business term loan, line of credit, or credit card for up to $250,0001 and get:
- Quick decisions in as little as 48 hours
- Easy and secure document uploads
- Realtime progress monitoring
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Business Term LoansBusiness term loans support your company's growth with predictable payments and financing clarity for a wide range of needs. Benefit from competitive rates, terms up to 7 years, and accommodating repayment options tailored to your business. |
Business Lines of CreditBusiness lines of credit provide flexible cash flow management with competitive rates for seasonal needs and unexpected expenses. You only pay interest on the funds you use, which can be easily accessed and reused without re-applying. Enjoy accommodating repayment terms backed by quick, local decision-making in Central New York. |
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Business Credit CardEquip your business with a reliable rewards credit card. Streamline operations with SpendTrack to manage employee cards, set individual limits, and generate detailed expense reports 24/7. Benefit from unique employee card numbers and dedicated 24/7 cardholder services. |
1 Subject to credit approval. Larger lines of credit are available through our Business Banking Team.





