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Rates

Financial relief is closer than you think. Turn the equity you've earned into affordable financing for a wide range of needs.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitive rates for several short-term or one-time needs:
    • Home improvements/renovations
    • Education expenses
    • Auto purchases/repairs
    • Debt consolidation
    • And much more
  • An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible1
  • Accommodating repayment terms that fit your budget
  • Quick, local decision-making and processing right here in Central New York
  • Attentive, friendly service from start to finish
  • Competitive rates for several ongoing or seasonal needs:
    • Home improvements/renovations
    • Personal expenses
    • Family vacations
    • Medical expenses
    • Debt consolidation
    • And much more
  • An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Easily access funds in person, online, or over the phone
  • Only pay interest on the part that's used
  • The interest paid might be tax deductible1
  • Accommodating repayment terms that fit your budget
  • Quick, local decision-making and processing right here in Central New York
  • Attentive, friendly service from start to finish
1Consult a tax advisor.