Skip to content Home Mortgage Loans Competitive rates for home purchase, refinance, or construction A variety of financing programs available Helpful loan advisers with working knowledge of the Greater Syracuse real estate market Learn More Home Equity Loans & Lines Competitive rates for several short-term or ongoing needs The existing equity in your home is used as collateral backing An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account Learn More Home Improvement Loans Competitive rates for home improvements Loans under $10,000 unsecured for qualified applicants Accommodating repayment terms that fit your budget Learn More Auto Loans Competitive rates on new and used vehicles 125% financing available for qualified applicants Maximum term is 84 months depending on year of the vehicle Learn More Recreational Vehicle (RV) Loans Competitive rates for a wide range of recreational vehicles 90% financing available for qualified applicants Maximum term is 120 months depending on year of the vehicle Learn More Personal Loans & Lines Competitive, fixed rates for a wide variety of personal needs Have funds all up front or access a line of credit as needs arise Quick, local decision-making and processing right here in Central New York Learn More Checking Lines of Credit Competitive rates for cash flow fluctuations and short-term needs Receive an automatic loan to pay checks and other debits from your Solvay Bank checking account No more overdraft fees or bounced checks Learn More 
