Skip to content Auto Loans
Competitive rates on new and used vehicles
125% financing available for qualified applicants
Maximum term is 84 months depending on year of the vehicle
Learn More Checking Lines of Credit Competitive rates for cash flow fluctuations and short-term needs Receive an automatic loan to pay checks and other debits from your Solvay Bank checking account No more overdraft fees or bounced checks Learn More Construction Loans
Excellent long term interest rate options
Borrower and Builder Friendly Draw Schedule
Draw Loans and End Loans available
Learn More Home Equity Loans & Lines
Competitive rates for primary or secondary home options
The existing equity in your home is used as collateral backing
An additional 1/4% (0.25%) rate discount may be possible with a Solvay Bank Direct Rewards Checking, High Interest Checking, and Emerald Checking account
Learn More Home Improvement Loans
Competitive rates for home improvements
Loans under $30,000 unsecured for qualified applicants
Accommodating repayment terms that fit your budget
Learn More Home Mortgage Loans
Competitive rates for home purchase, refinance, or construction
A variety of financing programs available
Expert Mortgage Loan Officers available to assist with your home financing needs
Learn More Manage My Loan
How to pay your loans
Setting up eStatements
Learn More Personal Loans
Competitive, fixed rates for a wide variety of personal needs
Have funds all up front or access a line of credit as needs arise
Quick, local decision-making and processing right here in Central New York
Learn More Recreational Vehicle (RV) Loans Competitive rates for a wide range of recreational vehicles 90% financing available for qualified applicants Maximum term is 120 months depending on year of the vehicle Learn More 
