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Rates

You can tell a lot by a name, but not everything. This interest-bearing account1 saves you money in more ways than one.

Key Features

  • Loan Rate Discounts
  • High Interest1
  • Refunds on ATM Withdrawal Fees2
  • No Minimum Balance Requirements
  • A checking account that earns high interest:
    • 2.00% APY1 for current checking account customers on balances up to $15,000 if account qualifications and rate tiers are met
  • Lower loan rates:
    • Lower loan rates on residential mortgages, home equity loans, home equity lines of credit, and installment loans. Terms and conditions apply.

  • Avoid the $5 monthly maintenance fee with 1 electronic direct deposit of salary, pensions, or government benefits2
  • Unlimited check writing
  • Free digital banking services3
  • Visa® debit card available
  • $15 minimum deposit to open

Reward Qualifications

To earn your rewards, just do the following transactions and activities in your account during each monthly statement cycle:

  • Be enrolled in and agree to receive eStatements
  • Have at least one direct deposit/ACH credit post and settle
  • Have at least 12 debit card purchases post and settle

And even if you don't qualify one cycle, you still have a checking account that earns our base rate.

1.Annual Percentage Yield (APY) is accurate as of 5/5/2022. If your daily balance is $15,000 or less, the interest rate will be 1.98% with an APY of 2.00%. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $15,000. The APY for this tier will range from 2.00% to 0.10% depending on the balance in the account, If monthly qualifications are not met, the rate will be 0.05% with a 0.05% APY on all balances. Rate may change after account is opened. Minimum deposit to open $15. Fees may reduce earnings.

2.Account holder must meet the following qualifications each statement cycle to earn rate and ATM refunds: (1) post and clear 12 debit card purchases; (2) post one electronic direct deposit; (3) receive eStatements. Intra?bank transfers and ATM transactions do not count as qualifying transactions. At least one electronic direct deposit of salary, pension, or government benefits is required each statement cycle to avoid a $5 monthly maintenance fee. Minimum deposit is $15. Meet account qualifications and earn up to $25 in refunds on ATM withdrawals each statement cycle.

3. Your standard internet, message and data rates apply when using our electronic banking services.