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If it’s time to turn over a new leaf, then this is your account — a low-cost option that’s perfect for getting your finances back on track.

Key Features

  • No Minimum Balance Requirements
  • Free Digital Banking
  • Free Debit Card
  • Ideal option for those who may not be eligible for a standard checking account
  • $3 monthly maintenance fee will be waived with direct deposit
  • No minimum balance requirements
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Visa® debit card available
  • $15 minimum deposit to open
  • Meets New York State Basic Banking Account Requirements
  • Certified as meeting the BankOn National Account Standards (2023-2024)