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Some things get better with time. Your checking account should be one of them. Enjoy exclusive benefits with Emerald Checking.

Key Features

  • Loan Rate Discounts
  • Free Paper Statements
  • Free Basic Checks
  • Available to customers age 62 or better
  • Refunds on ATM withdrawal fees, nationwide (up to $10 each statement cycle)1
  • Lower loan rates:
    • Receive 1/8% (0.125%) discount on residential mortgages for certain terms when you open, maintain and have your loan payments deducted from your Emerald Checking Account
    • Receive 1/4% (0.25%) on home equity loans and home equity lines of credit when you open, maintain and have your loan payments deducted from your Emerald Checking Account
    • Receive 1/4% (0.25%) discount on installment loans when you open, maintain and have your loan payments deducted from your Emerald Checking Account
  • Free paper statements
  • Free basic checks
  • Avoid the $5 monthly maintenance fee by maintaining a $1,000 average daily balance
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Visa® debit card available
  • $15 minimum deposit to open

1In order to receive up to $10 each statement cycle in ATM fee refunds, you must have at least one direct deposit/ ACH credit post and clear each statement cycle.