Some things get better with time. Your checking account should be one of them. Enjoy exclusive benefits with Emerald Checking.
Key Features
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Loan Rate Discounts
-
Free Paper Statements
-
Free Basic Checks
Details
- Available to customers age 62 or better
- Refunds on ATM withdrawal fees, nationwide (up to $10 each statement cycle)1
- Lower loan rates:
- Receive 1/8% (0.125%) discount on residential mortgages for certain terms when you open, maintain and have your loan payments deducted from your Emerald Checking Account
- Receive 1/4% (0.25%) on home equity loans and home equity lines of credit when you open, maintain and have your loan payments deducted from your Emerald Checking Account
- Receive 1/4% (0.25%) discount on installment loans when you open, maintain and have your loan payments deducted from your Emerald Checking Account
- Free paper statements
- Free basic checks
- Avoid the $5 monthly maintenance fee by maintaining a $1,000 average daily balance
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Visa® debit card available
- $15 minimum deposit to open
1In order to receive up to $10 each statement cycle in ATM fee refunds, you must have at least one direct deposit/ ACH credit post and clear each statement cycle.


