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Some things get better with time. Your checking account should be one of them. Enjoy exclusive benefits with Emerald Checking.

Key Features

  • Loan Rate Discounts
  • Trust & Investment Services Discount
  • Free Paper Statements
  • Free Basic Checks
  • Available to customers age 55 or better
  • Refunds on ATM withdrawal fees, nationwide (up to $10 each qualification cycle)1
  • Trust and investment services discount — 25% off the first-year fees for new trust and investment management relationships
  • Lower loan rates:
    • Receive 1/8% (0.125%) discount on Residential Mortgages for terms of 10, 15, or 20 years when you open, maintain, and have your loan payments deducted from your Emerald Checking Account
    • Receive 1/4% (0.25%) on Home Equity Loans and Home Equity Lines of Credit when you open, maintain, and have your loan payments deducted from your Emerald Checking Account
    • Receive 1/4% (0.25%) discount on installment loans when you open, maintain, and have your loan payments deducted from your Emerald Checking Account
  • Free paper statements
  • Free basic checks
  • Avoid the $5 monthly maintenance fee by maintaining a $1,000 average daily balance
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • $15 minimum deposit to open
1In order to receive up to $10 each statement cycle in ATM fee refunds, you must have at least one direct deposit/ ACH credit post and clear each statement cycle.