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Black Friday isn't just for shopping in Central New York.  Check out our great deals on loans and checking accounts. Also - learn about our sweepstakes and enter on Black Friday for your chance to win $500.

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Holiday Loan Special

Make more merry and bright possible this holiday season with a personal loan from Solvay Bank!  We are offering personal, unsecured loans with rates as low as 4.99% APR*.

  • Low, Competitive Rates As Low As 4.99% APR*
  • Great For The Holidays!
  • Borrow Up To $5,000
  • Apply Today - Offer Ends On 12/31/2022

Apply Today

*Annual Percentage Rate is accurate as of 11/1/2022 and may change without notice. Based on a $2,500 loan for 12 months at 4.99% APR, the monthly payment would be $214.01. Rates are subject to credit approval and based on applicant’s overall credit rating and underwriting criteria.  Additional rates and terms are available.  Not to be combined with any other rate discount.  Offer valid on 12-month personal unsecured loans only. Offer ends on 12/31/2022. Promotion may end without notice.  MEMBER FDIC.

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2.00% APY** High Interest Checking

Earn up to 2.00% APY** on up to $15,000 when you meet the following qualifications during each monthly statement cycle:

  • Be enrolled in and agree to receive eStatements
  • Have at least one direct deposit / ACH credit post and settle
  • Have at least 12 debit card purchases post and settle

And if you don't qualify one cycle, you still have a checking account that earns our base rate.

Apply Today

**Annual Percentage Yield (APY) is accurate as of 11/1/2022. If your daily balance is $15,000 or less, the interest rate will be 1.98% with an APY of 2.00%. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $15,000. The APY for this tier will range from 2.00% to 0.10% depending on the balance in the account. If the monthly qualifications are not met, the rate will be 0.05% with a 0.05% APY on all balances.

Rate may change after account is opened. Account holder must meet the following qualifications each statement cycle to earn rate and ATM refunds: (1) post and clear 12 debit card purchases; (2) post one electronic direct deposit; (3) receive eStatements. Intra-bank transfers and ATM transactions do not count as qualifying transactions. At least one electronic direct deposit of salary, pension, or government benefits is required each statement cycle to avoid a $5 monthly maintenance fee. Minimum deposit is $15.

New accounts are subject to bank account opening requirements and applicants must be residents of Cayuga, Cortland, Madison, Oneida, Onondaga and Oswego counties within New York State. Fees may reduce earnings. Member FDIC.

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Holiday Sweepstakes

Enter our sweepstakes for a chance to win $500 on November 25!  Stop back here on Black Friday to enter. *Entries accepted on Black Friday only (beginning at 12:00 am EDT on November 25, 2022 and ends at 11:59 pm EDT)

Enter To Win

NO PURCHASE, ACCOUNT, TRANSACTION, PAYMENT OR OBLIGATION NECESSARY TO ENTER OR WIN.  A PURCHASE OR BANK TRANSACTION WILL NOT INCREASE YOUR CHANCE OF WINNING.  SEE OFFICIAL RULES FOR DETAILS. 

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