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Always have extra funds on hand — without having to pay an annual fee — with the Visa® Platinum Standard credit card.


Solvay Bank is excited to announce improvements to our credit card program on August 19th through a new processor partnership. Improvements include enhancement of features, benefits and service. To learn more about these upcoming changes, click here.

Key Features

  • Competitive Rates
  • No Annual Fee2
  • Anytime Funds
  • No annual fee2
  • Low, fixed annual percentage rate (APR) of 15.88%2
  • Increased purchasing power; make purchases virtually anywhere
  • 24/7 online account access
  • Additional card available for authorized user
  • $0 liability protection on lost/stolen cards
  • Easily replaced if lost or stolen
  • Other benefits include travel accident insurance, baggage delay insurance, return protection, and more*
  • Simple, fast, secure online and mobile shopping with Visa Click to Pay
    • No need to enter account and shipping information
    • Only available with certain merchants
  • Mobile Payments are available at no cost for increased convenience and security

Visa Account Updater Feature

Visa Account Updater will automatically update merchants1 when your card is reissued to avoid declined payments, late fees, and reduce your chance of service interruptions or cancellations.

Opt out of Visa Account Updater here.

Increase Your Credit Line

If you already have a Solvay Bank Visa credit card, you can apply to increase your credit line.

Apply to increase your credit line

2See pricing information for complete terms and conditions associated with Platinum Standard credit card.

*Investment and insurance products • are not deposits • are not FDIC-insured • are not insured by any government agency • have no bank guarantee • may go down in value.