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Direct Rewards Checking

  • Rate discounts on mortgages, home equity loans and lines, and installment loans
  • Free Visa® debit card with UChoose Rewards
  • No minimum balance to earn rewards
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High Interest Checking

  • Free checking that earns high interest
  • Rate discounts on mortgages, home equity loans and lines, and installment loans
  • No minimum balance to earn rewards
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Simply Checking

  • No monthly maintenance fees
  • No minimum balance requirements
  • Unlimited check writing
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NOW Account

  • Competitive interest on entire balance
  • Avoid the $5 monthly maintenance fee by maintaining a $1,000 minimum average balance
  • 15¢ per debit (waived if $1,000 minimum average balance is maintained)
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New Leaf Checking - BankOn Certified

  • $3 monthly maintenance fee will be waived with direct deposit
  • Meets NYS Basic Banking Account Requirements
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Student Checking

  • Refunds on ATM withdrawal fees, nationwide (up to $10 each qualification cycle)
  • No monthly maintenance fees
  • No minimum balance requirements
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Emerald (Senior) Checking

  • Available to account holders 62 years of age and older
  • Refunds on ATM withdrawal fees, nationwide (up to $10 each qualification cycle)1
  • Trust and investment services discount — 25% off the first-year fees for new trust and investment management relationships
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