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Even impulse buys seem a little more responsible when you’re earning rewards with every purchase. 

Limited Time Offer Available Now

0% APR on purchases, balance transfers and cash advances for 6 months, then a fixed APR of 11.99%.1 Plus $100 value bonus when you spend $2,000 on your card in the first 90 days.2

Key Features

  • Competitive Rates
  • Rewards Points
  • Anytime Funds
  • $50 annual fee1
  • Earn 1 uChoose Rewards point for every $1 purchase
  • 10,000 bonus uChoose Rewards points ($100 value), when new cardholders spend $2,000 or more within the first 90 days of account opening2
  • Redeem points for cash, merchandise, travel and unique experiences 
  • 0% intro rate for 6 months, then fixed APR of 11.99%
  • Increased purchasing power; make purchases virtually anywhere
  • 24/7 online account access
  • Additional card available for authorized user
  • Digital Wallet is available at no cost for increased convenience and security
  • $0 liability protection on lost/stolen cards
  • Easily replaced if lost or stolen
  • Simple, fast, secure online and mobile shopping with Visa Click to Pay
    • No need to enter account and shipping information
    • Only available with certain merchants
  • Other benefits include travel accident insurance, baggage delay insurance, return protection and more.*
  • 24/7 cardholder services by calling 1-888-999-7786 for balance inquiries, payment information, transaction history, statement requests, to dispute a charge and to report fraud. 

Visa Account Updater Feature

Visa Account Updater will automatically update merchants when your card is reissued to avoid declined payments, late fees, and reduce your chance of service interruptions or cancellations.

Opt out of Visa Account Updater here.

Increase Your Credit Line

If you already have a Solvay Bank VISA credit card, you can apply to increase your credit line by clicking here

APR = Annual Percentage Rate

1 APR is accurate as of 7/15/2025. See pricing information for complete terms and conditions associated with VISA Platinum Rewards Credit Card. Subject to credit approval 0.00% APR intro rate for 6 months on purchases, balance transfers and cash advances from account open date. 11.99% APR thereafter. Annual fee is $50. Terms and conditions apply.

2 Offer valid 07/15/2025 – 12/31/2025. $100 cash value is equivalent to 10,000 uChoose Rewards® points. To qualify for the 10,000 bonus uChoose Rewards® points, new cardholders must make qualifying purchases totaling $2,000 or more within the first 90 days of account opening. Bonus points will be awarded within 1–2 billing cycles after meeting the spending requirement. Points are redeemable through the uChoose Rewards® program for cash back, gift cards, travel, merchandise, and more. Offer available to new cardholders only and subject to credit approval. Terms and conditions apply. See a Solvay Bank representative or visit solvaybank.com for full details. 

*Investment and insurance products • are not deposits • are not FDIC-insured • are not insured by any government agency • have no bank guarantee • may go down in value.