

Direct Rewards Checking
Here's a novel idea. You receive valuable rewards for doing something that already makes your life easier. That's the beauty of Direct Rewards Checking. By establishing a time-saving direct deposit, you earn a UChoose Rewards® Visa® debit card. Redeem points for travel, merchandise, gift cards, and more.
- Summary
- No monthly service fee
- Direct deposit required
- Free UChoose debit card that earns valuable rewards (see tab)
- No minimum balance requirement
- Unlimited check writing
- Free access to Allpoint ATMs
- $15 minimum deposit to open
- Free online banking
- No monthly service fee for online bill pay
- Free eStatements
- Free check orders
- FDIC insured
- Loan Discounts: Receive 1/8% (.125%) discount on Residential Mortgages for terms of 20 years or less, 1/4% (.25%) on Home Equity Loans and Home Equity Lines of Credit and 1/2% (.50%) discount on installment loans when you open, maintain and have your loan payments deducted from your Direct Rewards Checking Account
- UChoose Rewards
Much more than a debit card, your UChoose Rewards card is your ticket to...well, almost anything! Earn one point for every $2 you spend. Use for purchases anywhere Visa is accepted.
- Earn points with every qualifying purchase*
- Accumulate 1,000 points to start redeeming
- Choose from millions of options to redeem
- Travel, event tickets, brand-name merchandise, gift cards, and more
- Share points with family; compile points from multiple cards
- Shop for rewards or check your point total at www.uchooserewards.com
- *Points are earned on signature transactions only*
- AllPoint ATM Network
In addition to free ATM use at all Solvay Bank locations, we make more than 43,000 surcharge-free ATMs available to our customers via the Allpoint ATM Network.
It's America's largest surcharge-free network, and it's easy to find free ATMs no matter where you are or where you're going . Simply use the Allpoint Free ATM Locator to search by city or zip code.






