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Rates

At most banks, there's nothing personal about receiving a loan. No follow-up, no flexibility, no fun. We do things differently.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitive, fixed rates for a wide variety of personal needs
  • Minimum loan amount of $2,000; maximum unsecured loan is $20,000
  • Maximum loan amount based on collateral
  • Accommodating repayment terms that fit your budget
  • Quick, local decision-making and processing right here in Central New York
  • Attentive, friendly service from start to finish

Holiday Loan Special

Make more merry and bright possible this holiday season with a personal loan from Solvay Bank! We are offering personal, unsecured loans with rates as low as 4.99% APR*.   

  • Low, Competitive Rates as Low As 4.99% APR*
  • Great For The Holidays!
  • Borrow Up to $5,000
  • Apply Today - offer ends on 12/31/2022

*Annual Percentage Rate is accurate as of 11/1/2022 and may change without notice. Based on a $2,500 loan for 12 months at 4.99% APR, the monthly payment would be $214.01. Rates are subject to credit approval and based on applicant’s overall credit rating and underwriting criteria.  Additional rates and terms are available.  Not to be combined with any other rate discount.  Offer valid on 12-month personal unsecured loans only. Offer ends on 12/31/2022. Promotion may end without notice.  MEMBER FDIC

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  • Competitive rates for several ongoing needs
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Easily access funds in person, online, or over the phone
  • Accommodating repayment terms that fit your budget
  • Quick, local decision-making and processing right here in Central New York
  • Attentive, friendly service from start to finish

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