Checking /

Emerald Checking

Some things get better over time, and we believe your checking account should be one of them. That’s why we’ve designed our Emerald Checking exclusively for our customers age 55 and better.

Save time and money with free electronic services and standard services you’d expect — including free paper statements and basic checks. And with our compliments, get a 25% discount on the first year of fees for a new trust and investment management relationship. Open your account now, or come visit us today.

 

    Summary
    • For account holders 55 years of age and older
    • $15 minimum deposit to open
    • Avoid the $5 monthly service fee by maintaining a $1,000 average daily balance
    • Free paper statements
    • Free basic checks
    • Free online and mobile banking, with bill pay and mobile check deposit
    • Earn ATM fee refunds up to $10 each statement cycle*
    • Trust & Investment Services discount – a 25% discount on the first year fees for new trust and investment management relationships
    • Special loan discounts:
      • Receive 1/8% (0.125%) discount on Residential Mortgages for terms of 10, 15, or 20 years when you open, maintain, and have your loan payments deducted from your Emerald Checking Account
      • Receive 1/4% (0.25%) on Home Equity Loans and Home Equity Lines of Credit when you open, maintain, and have your loan payments deducted from your Emerald Checking Account
      • Receive 1/4% (0.25%) discount on installment loans when you open, maintain, and have your loan payments deducted from your Emerald Checking Account

    *In order to receive up to $10 each statement cycle in ATM fee refunds, you must have at least one direct deposit/ ACH credit post and clear each statement cycle.