IRA Certificates of Deposit Rates

APY = Annual Percentage Yield.

Rates effective as of January 21, 2019.

IRA Certificates of Deposit

TermInterest RateAPYMinimum Balance to Obtain APY
182 Days 0.50% 0.50% $500.00
12 Months 0.75% 0.75% $500.00
18 Months 2.72% 2.750% $500.00
24 Months 0.85% 0.85% $500.00
30 Months 2.97% 3.00% $500.00
36 Months 2.72% 2.75% $500.00
48 Months 2.72% 2.75% $500.00
60 Months 2.97% 3.00% $500.00

Rates are subject to change without notice

Minimum deposit to open is $500

Penalty may be imposed for early withdrawal

Fees may reduce earnings

The minimum balance that must be maintained in order to receive the stated APY is $500.00