Savings Accounts Rates

APY = Annual Percentage Yield.

Rates effective as of October 21, 2018.

Statement Savings Special

Maximum BalanceAPY
$250,000 1.00% guaranteed for 12 months from account opening

1.00% Savings Account Disclosure:

*Annual Percentage Yield (APY) accurate as of 4/23/18. 1.00% APY applies only to new money for 12 months from account opening date if rate tiers are met. Current savings or money market account holders or those who have closed an account within the last 90 days are not eligible for this offer.  Limit one new savings account per tax ID.  Rate may change after promotional period. If your daily balance is $250,000 or less, the interest rate will be 0.99% with an APY of 1.00%. An interest rate of 0.03% will be paid only for that portion of your daily balance that is greater than $250,000. The APY for this tier will range from 0.03% to 1.00% depending on the balance in the account. Minimum deposit is $1. A $400 average daily balance is required to avoid a $4 monthly maintenance fee.  Fees may reduce earnings. Promotion may end without notice. Member FDIC.

Statement Savings²

Minimum Deposit to OpenMinimum Daily Balance to Obtain APYInterest RateAPY
$1.00 $0.01 0.100% 0.100%

HSA Accounts²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
$.01-$1,999.99 0.080% 0.080% $0.01 $50
$2,000 - $9,999.99 0.080% 0.080% $2,000 $2,000
$10,000 & Over 0.080% 0.080% $10,000 $10,000

Money Market Account Special

Minimum Deposit to OpenAPY*
$2,500 2.25% guaranteed for 12 months from account opening

2.25% Money Market Disclosure:

*Annual Percentage Yield (APY) accurate as of 4/23/18. 2.25% APY applies only to new account holders that deposit new money and establish a new High Interest, Emerald, or Direct Rewards checking account relationship with a $500 direct deposit each statement cycle. Current checking account holders or those who have closed an account within the last 90 days are not eligible for this offer. Limit one new account per tax ID. Rate is guaranteed for 12 months from account opening date if account qualifications and rate tiers are met. Rate may change after promotional period. If your daily balance is $250,000 or less, the interest rate will be 2.22% with an APY of 2.25%. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $250,000. The APY for this tier will range from 0.10% to 2.25% depending on the balance in the account. If a monthly direct deposit is not received in a High Interest, Emerald, or Direct Rewards checking account, the rate for this account will be 0.10% with a 0.10% APY on all balances. Minimum deposit is $2,500. A $2,500 average daily balance is required to avoid a $5 monthly maintenance fee and a $0.15 transaction fee. Fees may reduce earnings. Promotion may end without notice. Member FDIC.

Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Balance $2,500 - $9,999.99 0.100% 0.100% $2,500 $15
Balance $10,000 - $24,999.99 0.100% 0.100% $10,000 $15
Balance $25,000 - $49,999.99 0.200% 0.200% $25,000 $15
Balance $50,000 - $99,999.99 0.200% 0.200% $50,000 $15
Balance $100,000 & Over 0.350% 0.350% $100,000 $15

Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,000 0.100% 0.100% $0.01 $25,000
Balance $25,000 - $99,999.99 0.200% 0.200% $25,000 $25,000
$100,000 & Over 0.350% 0.350% $100,000 $25,000

Non-Personal Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Balance $2,500 - $9,999.99 0.100% 0.100% $2,500 $100
Balance $10,000 - $24,999.99 0.100% 0.100% $10,000 $100
Balance $25,000 - $49,999.99 0.250% 0.250% $25,000 $100
Balance $50,000 - $99,999.99 0.300% 0.300% $50,000 $100
Balance $100,000 & Over 0.350% 0.350% $100,000 $100

Non-Personal Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,000 0.100% 0.100% $0.01 $25,000
Balance $25,000 - $99,999.99 0.250% 0.250% $25,000 $25,000
Balance $100,000 & Over 0.350% 0.350% $100,000 $25,000

Rates are subject to change without notice

Interest rates may change after customer opens account

¹Penalty may be imposed for early withdrawal

²Fees could reduce earnings on the account