Savings Accounts Rates

APY = Annual Percentage Yield.

Learn more about our Baldwinsville Grand Opening Specials!

Rates effective as of June 21, 2018.

Statement Savings²

Minimum Deposit to OpenMinimum Daily Balance to Obtain APYInterest RateAPY
$1.00 $0.01 0.030% 0.030%

HSA Accounts²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
$.01-$1,999.99 0.060% 0.060% $0.01 $50
$2,000 - $9,999.99 0.060% 0.060% $2,000 $2,000
$10,000 & Over 0.080% 0.080% $10,000 $10,000

Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Balance $2,500 - $9,999.99 0.080% 0.080% $2,500 $15
Balance $10,000 - $24,999.99 0.080% 0.080% $10,000 $15
Balance $25,000 - $49,999.99 0.080% 0.080% $25,000 $15
Balance $50,000 - $99,999.99 0.080% 0.080% $50,000 $15
Balance $100,000 & Over 0.100% 0.100% $100,000 $15

Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,000 0.080% 0.080% $0.01 $25,000
Balance $25,000 - $99,999.99 0.080% 0.080% $25,000 $25,000
$100,000 & Over 0.100% 0.100% $100,000 $25,000

Non-Personal Money Market Account²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Balance $2,500 - $9,999.99 0.080% 0.080% $2,500 $100
Balance $10,000 - $24,999.99 0.080% 0.080% $10,000 $100
Balance $25,000 - $49,999.99 0.080% 0.080% $25,000 $100
Balance $50,000 - $99,999.99 0.080% 0.080% $50,000 $100
Balance $100,000 & Over 0.100% 0.100% $100,000 $100

Non-Personal Money Market Advantage²

TiersInterest RateAPYMin Bal to Obtain APYMinimum Deposit to Open
Less than $25,000 0.080% 0.080% $0.01 $25,000
Balance $25,000 - $99,999.99 0.080% 0.080% $25,000 $25,000
Balance $100,000 & Over 0.100% 0.100% $100,000 $25,000

Rates are subject to change without notice

Interest rates may change after customer opens account

¹Penalty may be imposed for early withdrawal

²Fees could reduce earnings on the account